Jewelry Insurance Appraisals

Jewelry Appraisals

perfect-circle-logoAre your most precious treasures insured? At Frederic Owen Fine Jewelry Mark O. Berman, proprietor and G.I.A. Graduate Jeweler Gemologist will appraise your jewelry while you wait. Make an appointment or stop in on one of our appraisal days.

What exactly is an appraisal?

An appraisal is a document that verifies the facts about your jewelry purchase. It’s different from the diamond grading report you received from your jeweler. A diamond grading report will tell you everything you need to know about your diamond (size, weight, color, & cutting). The jewelry appraisal assigns a value to your entire ring, so it takes the diamond (and other stones) as well as the metal into consideration.

Why get an appraisal?

Think of an appraisal as a souped-up receipt in case anything happens to your jewelry. You’ll need it in order to get insurance or if you’re adding a rider to cover your ring, bands etc. on your homeowners insurance policy or an independent jewelry policy. It will also give you proof you can use to claim your ring if it’s stolen and recovered by police.

When should you get one?

If you just purchased your wedding rings, we recommend getting it done as early as possible just in case something happens to your rings. At Frederic Owen Fine Jewelry we have your wedding ring appraisal complete at pick up time! As for individual items or estate jewelry appraising, we will schedule an appointment at your convenience.

How does it work?

The diamond appraisal would be done in front of you or upon take-in.

How much does it cost?

At Frederic Owen we charge according to the time it will take to appraise your precious piece. We are happy to give you a price upon request before we get started.


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